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Every week I publish a fun new article on a money topic I think you’ll find interesting. I also answer a handful of reader questions. Subscribers to my newsletter get to see everything first — but you can browse some of my past articles & questions on this page.
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Living the ING Life
Hey Scott, Long time reader, first time asker! I know you mention ING in your book, so I would love your thoughts on their latest superannuation offering -- ‘Living Super’.
Hey Scott,
Long time reader, first time asker! I would love your thoughts on ING's latest superannuation offering — ‘Living Super’.
Stephanie
Hi Stephanie,
Not much.
It’s kind of like walking into your local pub and choosing between the 35 craft beers they have on tap.
They all have flashy logos and pompous names, but they all taste pretty much the same. Yes, ING allows you to buy individual shares, but industry funds offer the same thing.
And, while their portfolios are made up of sensible index funds, they’re really not that cheap.
(When you’re buying index funds, cost is one of the major factors.)
Bottom line: there are cheaper, and better, products out there in my opinion.
Case in point: arguably the best fund manager in the world is the not-for-profit Vanguard, and they’ll be coming out with their own super offering later in the year.
Hold my beer!
Scott
Reminder: I first wrote about this years ago and highlighted the low costs. Today there are better deals on offer. How do I know? Because my readers constantly email me about them! So before you do anything, do a quick google.