Fish’n’Chips and a Smile

Hey Scott,

I would just like to say a massive thank you. I have just had the best holiday in Exmouth (WA) with my kids and it was all paid for from our ‘Smile’ account! While we were treating ourselves to a fancy fish’n’chips dinner, the bloke behind the bar commented on the word ‘Smile’ written on my card. He said it was the second one he had seen in a week. I got to tell him all about the Barefoot way. So thanks again!

Frank

Hey Frank,

That brought a smile to my face!

For readers wondering what the hell Frank is on about, let me explain. In the Barefoot world, you allocate your pay into separate (zero-fee) accounts: 60% for daily stuff (‘Expenses’), 20% to put out financial fires (‘Fire Extinguisher’), 10% for fun (‘Splurge’), and 10% to save up and spend on longer-term things (‘Smile’) … like a good old-fashioned family holiday where you have fish’n’chips with your kids.

Who needs New York or Paris, when you’ve got fish’n’chips with Dad on the beach!

Thank you for reading ... and happy Father’s Day!

Scott