You’ve read my book, The Only Money Guide You’ll Ever Need…
…now take the next step to financial freedom — with the exact blueprint I use to invest my own money
Get my step-by-step roadmap on exactly how to invest with confidence, set up your family, and retire with dignity…
- Even if you’ve never invested, or you’re overwhelmed by the sharemarket
- Even if you’ve been burnt by bad “investment advice” before
- Even if you feel like you’re running out of time
As Seen On
Introducing the Barefoot Blueprint — the only wealth-building program that takes you from making your very first investment… to financial independence, knowing how to invest with confidence, and leaving a legacy for your family.
Including everything you need to help you never have to worry about money — such as:
- Fiercely independent financial advice on health insurance, retirement, investing for children, starting a side business, paying less tax, superannuation, and much more
- For new investors: A step-by-step guide on how to make your first investment, and my best advice on the safest, easiest places to invest your money (without the hassle of worrying about the market)
- For experienced investors: An ‘over-my-shoulder’ look at exactly what shares I’m buying, when, and why — to help you make informed investing decisions
- Built-in encouragement that keeps you accountable and motivated to follow through
Trusted by 10,000+ Australian couples, investors, families and retirees.
“I’m glad I found Scott and his approach with Shares. When I came back from Afghanistan, I made my first investment in shares and then diversified into other Blueprint companies. In four years, I doubled my money and turned $120k into $220k.”
— Anthony, 28, Defense officer, Blueprint member
“At the time of joining the Blueprint I was on maternity leave with a 6 month old baby and always managed to spend everything I made each week. Since then I have built a share portfolio of $51,000 without having to sacrifice my lifestyle. I have never felt so secure financially my entire life (even when I was earning twice as much and didn’t have a child to take care of)”
— April M, Blueprint member
G’day, I’m Scott Pape — the Barefoot Investor and #1 bestselling author of “The Barefoot Investor: The Only Money Guide You’ll Ever Need”.
And if you’re here, it means you’re interested in learning about my family business: the Barefoot Blueprint — my no-BS investment program for everyday Aussies.
Now that could be because you’ve just read my book… and you’re thinking about taking the next step.
Or maybe you’ve been reading my weekly emails, or my newspaper column, and you thought you’d see what all the fuss was about.
Or perhaps you’ve heard good things from a trusted friend or relative, and you’re keen to check it out for yourself.
Well, I guarantee that in ten minutes you’ll know everything you need to know — and whether it’s the right time for you to join (for some people it’s not!).
But first, let me ask you a question:
“What’s your financial end goal?”
When faced with this question, most people have a knee-jerk reaction something like this:
“Hmmm, let’s see… I want to work a four hour work week… splitting my time between Fiji, Greece and Hawaii… lounging on the beach all day while I generate passive income of a million bucks a year.”
But the thing is, that’s rarely what is really going to make them happy.
So, what does the hard research say will make you happy?
Well, the nation’s longest running and most comprehensive survey on happiness is called the Australian Unity Wellbeing Index.
And it found that low-income earners who rated themselves at least an 8 out of 10 for one particular aspect of their lives… were far happier than those people who didn’t.
What was that one aspect?
Two words: financial control.
True happiness comes when you have CONTROL of your money
Yes, even people who made significantly more money, but rated themselves as having less ‘control’, were found to be unhappier on average.
Now exactly what this control means for you is different for everyone.
Maybe you want a financially secure future for you and your family.
Maybe you want the independence of being able to enjoy life a bit — to travel, live comfortably, and help out the kids and grandkids.
Maybe you want to own your own home outright some day.
Maybe you want the confidence of knowing enough to call the shots with your own money… not just blindly trusting a financial advisor.
Maybe you want to make sure your kids — and maybe your grandkids too — grow up with the right habits about money.
Maybe you’re nearing retirement… and want to make sure you end up with enough with the limited time you have left, so you can retire in dignity and comfort.
Or maybe you’re retired… and trying to make sure you don’t run out of what you have.
In short, control is when you don’t have to worry about money anymore… it simply works for you, so you can live the life that matters to you.
Because when you get past all the hype…
As long as you’re confidently in control of your finances, you have enough to be comfortable, your family is secure… that’s really what it means to be rich.
But how can your everyday Aussie get there?
Well, I’ll let you in on a little secret:
Buying good-quality investments and holding them for the long term is the simplest, most reliable way for ANYONE to get rich
Now if you’ve read my book, you’ll know that I devoted an entire chapter to investing in shares in Step 5 of the Barefoot Steps: Supercharge Your Wealth.
But since you’re here, I’m guessing you’re (at least partly) already convinced of that.
In fact, you might already be pretty comfortable with investing in shares — and you’re only here to see if the Blueprint can offer you any more insight to what you’re already doing. (If that’s you, the answer is yes — and you’ll learn more about that in a couple of minutes.)
But more likely, you’ve never invested in shares before… or you did, and you got burned.
You’re nervous, tentative… maybe even a little terrified about the idea of the share market.
So you just sit there, and watch, and you miss out.
But having been the Barefoot Investor for well over a decade, I’ve talked to a lot of people like you. And I think I have a pretty good handle on the exact fears that stop you from investing.
Take a look and see if you can relate to any of them.
The Five Most Common Barriers To Investing
— Which Ones Are Holding You Back?
#1: “I’m overwhelmed and I don’t know where to start.”
After all, even trying to read the PDS for your super fund is overwhelming. And then there are those buckets you were meant to set up. And how do you open a brokerage account again? Let alone the idea of choosing a stock to invest in, or how much you should buy, or at what price… it’s just all too hard. So you never get started.
#2: “I’m afraid of the share market.”
The share market all seems like a bit of a gamble to you. You’re nervous, maybe even terrified. You know you ‘should’ be investing in shares, but the thought scares you… and even though you trust me to tell it to you straight, you’re still a bit worried.
#3: “I’m struggling to convince my husband/wife/partner.”
It can be hard enough to overcome your own fears. But what about when your spouse or partner doesn’t share your views? It can be almost impossible to convince them to give investing a go.
#4: “I feel like I’ve left it too late.”
Maybe investing works over the long term. But you don’t have a long time to go. You’re worried about your super balance, and you wonder how you’re ever going to retire with enough. You definitely don’t feel like taking risks by ‘investing’ at this point.
#5: “I’ve been burned before.”
Maybe you’ve tried to invest before — and you got burned. You made a mistake… or even worse, you trusted someone who gave you bad advice. Either way, you lost money. And understandably, you’re wary now.
If any of these sounds like you, let me tell you something: I’ve seen all these and more.
And I’ve also seen hundreds of people gather up the courage to take on these exact fears… and with a bit of Barefoot help, take the plunge into becoming investors.
Let me tell you how they did it.
How To Become A Truly Successful Investor
Now, as I see it, there are three big things that really help most people go from investing amateur… to successful investor.
The first is having expert help. Someone you can trust to always have your back… who knows their stuff, who has the courage to tell it to you straight even if it doesn’t suit them, and who can make sure you’re headed the right way.
The second is education. As good as it is to have someone help you, the end goal is to do it yourself. After all, that’s what financial independence is about, isn’t it? And to do that… you need someone to teach you how to do it yourself.
And the last is accountability. All the knowledge in the world won’t help you if you start strong… and then give up a few weeks or even months later, the minute you see a newspaper headline warning of a share market crash. Investing is a long game, and you have to be in it for the long haul. Which means that you need people who can keep you on track, and keep you accountable when things get rough.
If you have these three, it doesn’t matter what barrier you’re facing: you’re always going to be able to take another step and keep moving forward.
But when I started out, I didn’t have any of these things.
I had to go it alone — and it took me many years to figure it all out.
In fact, until a few years ago, there still wasn’t a place where you could go for honest, independent, expert help… solid education… and a group who could keep you on track.
So I created it.
And while today it’s grown into the largest independent wealth-building community in Australia — with over 10,000 members — it’s still my family business, and my labour of love.
And today, I want to invite you to join us.
Introducing… the New, Improved Barefoot Blueprint
The Barefoot Blueprint is the comprehensive wealth-building program that takes you from making your very first investment… to financial independence, knowing how to invest with confidence, and leaving a legacy for your family.
But while it is hands-down one of the best investment programs available today … it’s much more than just that.
You’ll also get my full ‘toolkit’ of everything the everyday Aussie could ever need to build serious long-term wealth — including:
- A crash course on all you need to know about how the share market works
- Never-before-seen footage of my own screen as I show you how to buy shares step-by-step in two different ways
- An all-access pass to watch how I invest $100,000 of my family’s money before your eyes every year (great for experienced investors who want to know the thinking behind my investing)
- Regular detailed investment write-ups of stocks, property, and other great investment ideas we’ve found
- Fiercely independent research and recommendations for products such as health insurance, superannuation, online brokerage, and more
- Exclusive monthly audio Q&A sessions with me and one of Australia’s top value investors, where you can directly ask us a question and we’ll answer it
- A monthly wealth-building program with accountability “built-in” to practically force you to pay less tax … optimise your mortgage … start a side business … sort out your legacy to your family … get ahead in your career … plan for your retirement … and others
- And much, much more … as you’re about to find out.
If you’re interested, read on to discover exactly what you can expect as a member of the Blueprint.
And I’ll begin with something which makes us fundamentally different to any other service out there …
The Opportunity to Invest Alongside Me and One Of Australia’s Most Successful Value Investors: Introducing the $100k Live Portfolio
If you join the typical ‘investment newsletter’, you’ll notice something interesting.
Even though they offer you stock pick, after stock pick, after stock pick … sometimes several per month …
What you won’t find … is any mention of whether the person recommending the investment to you is buying it themselves … or how much.
Truth is, some financial advisors recommend one thing to their clients … but do something totally different when it comes to their own money.
And fewer still would actually show you their personal investment portfolio.
But at the Blueprint, I do.
Introducing the $100k Live Portfolio — where you can watch me invest $100,000 of my own money, every year
Each month, I get together with Blueprint Chief Investment Analyst Mike Kemp — named one of Australia’s top value investors in the Australian newspaper — and go hunting for the very best investments.
We take road trips … kick over rocks … and even travel to other countries … to dig up insanely good investments at bargain prices.
(Anything is fair game — Aussie businesses, property, index funds, international shares … whatever’s a screaming bargain at the time.)
And every time we find something we like, we’ll add it to our shortlist of potential good-value investments …
And then four times a year, we’ll announce our investment decision … where I withdraw $25,000 from my family’s savings account, and invest it before your eyes.
You get to see exactly what I’m investing in, when, and how much (down to the cent).
And … you’ll get a ‘cut-the-line’ opportunity to invest in it a full five days before I make a move (meaning you can usually buy it cheaper than I can).
Now let me pause for a moment to point out something important: this is not about just blindly copying what I’m doing.
(In fact, unless you’re a pretty experienced investor already, I don’t want you investing your life savings in this portfolio. There are much safer, more reliable investments I’ll teach you about in the Blueprint — you’ll read a bit more about that below.)
But if you’re comfortable investing … and you don’t want to blindly follow, but rather you’re going to take what I say into account for your own decisions … then this is a fantastic opportunity to see how I invest $25,000 each quarter.
And even if you don’t use this portfolio for your own investing, you’ll still get to watch how a real portfolio is built … just like investing in real life: you save, and then you invest.
But if you still don’t have the ticker to deal with the ups and downs of the stock market … or you’re still not yet an experienced investor … or you just don’t have the time … we’ve got you covered too.
Find An Investment Strategy That Suits You With Our Suite Of Portfolios
Investing in individual stocks — like I do in the $100k Live Portfolio — is not for everyone. You should be a fairly experienced investor already, and have gotten to at least Barefoot Step 7 (where you’re paying off your mortgage).
But don’t worry. Your Blueprint membership also comes with access to our full suite of other portfolios — to suit investors of all kinds.
- Under the age of 45, but don’t want to go to the hassle of picking stocks? Set up our low-cost growth fund in your super, and let time and compounding do all the work for you
- Have kids you want to invest for? Discover the best options we recommend for doing it.
- Don’t have much time? Check out our Break Free Portfolio, which lets you invest with minimum stress and minimum fees … in under 30 minutes a year.
- Never invested before and you have no idea what you’re doing? No problem — we’ll show you how you can access the benefits of compounding without ever having to buy a share.
And so on. No matter what your investing experience level, you’ll find something in the Blueprint that will help you build serious long-term wealth.
Too Busy To Spend 3, 4, 5+ Hours A Day Reading?
We Do It … So You Don’t Have To
One of the hardest things about being a successful investor is the amount of reading you have to do.
After all, keeping up to date with hours and hours of news, announcements, and developments — that could affect the value of any company you own (or want to buy) — is a big task.
In fact, Warren Buffett himself spends up to 80% of his day just … reading.
But let’s face it: you probably don’t have time to read that much.
So how are you supposed to keep up with what you need to know about the businesses you’re investing in?
Introducing… the $100k Live Portfolio Report
The $100k Live Portfolio Report is a full-colour monthly newsletter stuffed with everything you need to know about your Blueprint investments for the month.
Our goal with each issue of the $100k Live Portfolio Report is to make it the most valuable read of your entire month … and to give you, in half an hour, what it would have taken 20+ hours of your own time to discover.
Here’s the kind of things you can expect:
- The latest investment news — we comb through press releases, news reports, and the business section of the papers for every morsel of information about the businesses we’ve invested in. Then we present it to you — with our full analysis of how it affects the value of the investment, and how it affects what you should do.
- Announcements of our quarterly investment decision — four times a year, I’ll reveal how I’m investing my $25,000 for the quarter.
- Juicy, in-depth write-ups of our latest investment idea — we spend a LOT of time unearthing investments — and then really digging deep to discover whether it’s a gem or a dud. So when we’re looking at something, we’ll give you an in-depth, insightful write-up on our thoughts — whether we think it’s worth buying or not, and why, so you can learn for yourself how to think like an investor.
- Updates on the state of the share or property market — every now and then, or when there’s a major change, we’ll step back to review the state of the stock or property markets: current dangers, opportunities, and what you should do next.
- Reviews of our Portfolio performance — we regularly keep an eye on how we’re going, and let you know about it.
NEW: Dial In With A Question — Mike & I Will Personally Answer
One of the brand new features in the Blueprint in 2017 is a new audio format we call “A Beer With Barefoot”.
Here’s how it works: You can record your questions to us directly from the website — anything related to our portfolios, stocks, investments, or the Blueprint in general.
Every month, Mike & I pick the best ones … and answer them in our monthly Beer With Barefoot podcast, along with our commentary and analysis.
It’s a fun, informative session each month where you’ll get your questions answered … and soak up priceless wisdom from hearing two veterans reveal all their hard-won knowledge from years in the investing ‘trenches’.
At a conference or event somewhere, you might pay several hundred dollars to ‘listen in’ on wisdom like this. With your Blueprint membership, it’s free.
Live Updates When You Need Them Most
Now at the Blueprint, we make our money the slow, safe way: investing in good-quality, low-risk businesses when they’re trading cheap.
That means we don’t do a lot of fast-paced, price-sensitive trading.
But sometimes, there are moments where you need a bit of guidance. When the stock market gets panicked, should you act or hold?
Rest assured that we’re always watching the news like a hawk … and if anything happens to investments we’ve bought that you should act on, you’ll be the first person to know about it.
NEW: Tap Into My Personal Network Of Australia’s Most Notoriously Hard-To-Reach Professionals To Pay Less Tax … Kickstart Your Career … Sort Your Legacy … Invest For Your Kids … Start A Side Business … And More
Now this is where the Blueprint truly shines as not just an investment newsletter … but a true wealth-building program.
Because I have an ambitious goal: to pack so much value and information into the Blueprint … that you’ll save more than 10x your membership cost in fees you might have paid to a financial planner.
Let me explain.
Over a long career as the Barefoot Investor, and a bestselling author, I’ve built up a lot of contacts … who can help me with any financial or business questions I have.
In my personal network are journalists, lawyers, accountants, business figures (think Richard Branson or Eddie Maguire), policymakers, celebrities, CEOs, AFL footballers … just to name a few.
So when I have a question about tax … I pick up the phone and dial my personal accountant, one of Australia’s best.
Or when I have a question relating to my family trust for my kids … I shoot off a quick email to one of the top lawyers in the country.
And so on: in my address book are people in Centrelink … at the ATO … the managers of super funds and mortgage providers … and more.
Now normally, some of these people would charge people several hundred dollars per hour for their time (if they’ll even agree to a meeting in the first place, that is).
But I want your Blueprint subscription to be the most insanely valuable investment you make all year.
So I’m willing to go a step further … and offer you something other people simply can’t.
For the first time ever … I’m opening the doors, and welcoming you into my personal network.
Introducing my brand-new wealth-building program … Scott’s Inner Circle
With Scott’s Inner Circle, I’m dusting off my personal Rolodex and hooking you up with my contacts … some of the most notoriously successful people in Australia … to get their expert insights on ways you can put more money into your Grow bucket.
Here’s the thing: A lot of people will go to a suburban financial planner, pay a couple of grand (plus commissions), and then get bamboozled with complex plans they don’t understand.
The goal with Scott’s Inner Circle is to give you fiercely independent recommendations from me and some of the smartest people in Australia … sort of like you’d get at from a financial advisor, but at no extra cost to your membership.
And unlike with a financial advisor, you’ll be empowered to make your own decisions. Because nobody cares more about your money than you.
Every month we’ll cover a new topic, handpicked to get the maximum value for your membership.
Here’s just some of the topics we’ve done in the past:
- An Insider’s Guide To Paying Less Tax — We made tax time easier and helped members get more back as I revealed my personal system for managing tax, and grilled my personal accountant on his best insights for getting the most back on your return.
- The Retirement Roadmap — We broke down a real, $4,500 financial plan from a major bank … and showed how to rework it to make retirement last an extra 12 years. Plus, we produced our exact, step-by-step timeline on what to do, at what age, and how much you need to retire.
- How to Get Gold-Level Health Insurance — I revealed my exclusive research on the very best policy available on the market — and then showed members how to get it 10% cheaper than everyone else was getting it!
- How To Size Up Any Stock In 60 Seconds — Mike revealed his personal five-step system that anyone can use in just 60 seconds to decide whether it’s worth investigating a stock … or whether to throw it out.
- Investing For Your Kids — We researched the best ways to invest for your kids’ future, and revealed the exact three products we thought were best. Plus, I sat down and recorded a 45-minute Q&A session with kids and parents alike, called A Lemonade with Barefoot, where I tackled all our members’ top kids money questions.
- And more!
Every month, you get a brand-new issue, with some of the best advice from my inner circle.
There’s only one catch: Scott’s Inner Circle isn’t just about consuming information. It’s about you taking action.
That’s why each edition of Scott’s Inner Circle is available for only one month. After that, we remove it from the site.
That way, you’re focusing on one thing at a time … and you’re taking real action to improve your life.
Now this is important: I’m not saying you’ll never need to see a financial advisor. If you still need to — or even just want to — by all means, go ahead.
Being in my Inner Circle will mean you’re the smartest client they’ve ever had … and you’ll be armed with the tools to make sure nothing goes over your head.
But in my opinion … one of the strongest parts of the Scott’s Inner Circle program is that we tackle each topic as a community.
Will The Blueprint Work For You?
No matter what your situation, I can guarantee you there’s a Blueprinter just like you.
At the Blueprint, we have literally hundreds of success stories — mums, students, retirees, parents, and other everyday Australians who’ve taken the plunge and changed their financial future by investing.
Here are a tiny selection of comments from people who’ve already joined the Blueprint:
“Before joining the Barefoot community, I was downright terrified about money, investing, and retirement. Now I have confidence in my abilities. A year ago I would not have believed that I could ever have done this much.” — Meredith, Perth WA.
“Even at 84, I feel like there is a world of opportunity out there. I don’t know how to thank you enough for all of your help, instruction, and encouragement.”– Elizabeth, Melbourne Vic.
“Being part of the Blueprint community has had an incredible impact on my life. Seriously. Being around people who are supportive, encouraging, and winning has made a huge difference to me, and my bank balance.” – Cameron, Bendigo, Vic.
“I jumped at the chance to become a Blueprint member. Now at 50, I’ve taken a big deep breath and I’m taking charge of what money we have with your expert help. In one of your emails you posed the question ‘Am I better off this year than last year?’ YES WE ARE. Thank you.” – Susan, Adelaide SA.
“Should I join?” My honest advice on who
should and shouldn’t sign up
So, should you join the Barefoot Blueprint?
I know what you’re going to say… “Well duh, of course you’re going to tell me to join — it’s your own product you’re flogging!”
But that’s not true. In fact, I’m pretty clear about who I don’t want to join the Blueprint.
If you have credit card debt or personal loans … don’t join.
If you do, your first priority is to pay those off. You shouldn’t be investing in shares with any money you’ll need in the next five years — and if you have debts, that should be your first priority. (HECS debt is an exception here — you can join with that.)
So grab a copy of my book … and then domino those debts before you go to invest. I’ll still be here when you’re done.
If joining would put you into a financial pinch … don’t join.
If that’s the case, I want you to get hold of my book, The Barefoot Investor: The Only Money Guide You’ll Ever Need. It’s available here, or you can borrow it from the library if you have to.
If you follow the Barefoot Steps in there, I guarantee you’ll be set … and when you’re ready to join the Blueprint one day, I’ll be here waiting.
If you already have several hours a day to read up on investments, and you enjoy it … you may not get the most out of the Blueprint.
A big appeal of the Blueprint is that we spend the time looking out for investments, and keeping an eye on the ones we already own, so you don’t have to.
If you already do this for hours a day, like our Chief Analyst Mike — and you enjoy doing it — you may not get the most out of it.
(That said, you will save more than your membership cost just from the Scott’s Inner Circle program … so I still think you can get something!)
If you’re signing up for a flood of “stock picks” … don’t join.
As I’ve said many times, our investing philosophy is simple: find good businesses, buy them cheap, and hold them for the long term.
We only buy when there’s something worth buying … and if we think things are overpriced, we’ll firmly refuse to buy anything.
And what’s more, I don’t even recommend everyone buy what I do. I tell you why I’m buying, and then I encourage you to make your own decisions based on what I tell you.
So if you’re looking for the new “hot stock” (or five) of the month … regardless of whether it’s actually a good, solid, long-term investment … then please close this page. There’s a million newsletters that do that … but the Blueprint isn’t one of them.
But if none of the above describes you — you don’t have any personal debts, you’re short on time, and you’re keen to invest properly — should you join?
I believe you should. Because I’m truly convinced that the Blueprint is worth easily ten times what it costs… and if you stick with it, probably closer to a hundred times.
But I want to make that choice easy for you. Which is why I offer…
The Best Guarantee In The Industry:
Try the Blueprint for 365 days, 100% risk-free
The Blueprint is my family business. It’s my labour of love.
And I’m so convinced that it works, that I’m doing something you’ll almost never see in this industry… a full 100% money-back guarantee that covers you for a whole YEAR.
In other words, you can test-drive the Barefoot Blueprint at my expense for the next 12 months. And if you’re not entirely happy after 365 days of following our no-BS fiercely independent recommendations, simply call the office and we’ll rush you a full refund of your money – no questions asked!
To recap, here’s what you get…
- A monthly subscription to the $100k Live Portfolio Report, where you’ll get investment opportunities we’ve discovered, latest company news, and a “cut-the-line” pass to invest five days ahead of me (if you’ve decided to invest)
- Exclusive over-my-shoulder access to watch how I invest $100,000 of my own family’s money every year — to help you make your own investing decisions
- Admittance to my Scott’s Inner Circle program, where I tap into my network to show you how to get the best super, pay less tax, invest in property, find the best health insurance, advance in your career, and a lot more
- The monthly “A Beer With Barefoot” audio session, where you’ll have the opportunity to record questions and have two of Australia’s top investors answer the best ones for you
- Regular email briefings during uncertain times, to make sure you’re always informed when you need it the most
- Access to live events and Q&A sessions, featuring some of the best money minds in Australia (and the world)
And the best part is, you can rest easy at night knowing the Barefoot Blueprint team always has your back.
So if you think that the Blueprint could give you even a chance at becoming a confident, successful investor, enjoying life without worrying about the money anymore …
If you’re ready to take the next step…
If you want to be shown how to create a ‘set and forget’ financial program, designed to keep your investments working for you without a lot of work on your part …
Click the button below, and you can start your risk-free annual membership to the Barefoot Blueprint for just $397.
Now you could rip me off …
With no intention of staying on after the risk-free 365-day trial, you could become a Barefoot Blueprint member, download all the bonuses, cut and paste my solid share recommendations and wealth-building strategies, and still get your money back before the risk-free trial ends.
But I’m not too worried. I truly believe that this is the best investment you’ll make this year.
Common Blueprint Questions
Still got a question? Here are some of my answers to the most common ones.
Q: “How much money do I need to invest with the Blueprint?”
A: The more you invest, the more cost-effective it is, because of brokerage fees. Generally I say you shouldn’t invest anything less than $500 in one hit, and really, the more the better.
But the Blueprint is not just about investing. It’s about building wealth. That’s why I show you ways to save on tax … pay your mortgage down faster … earn more money in your career … and other ways to put more money into your Grow bucket.
So even if you don’t have $500, that’s OK. You don’t have to invest with the Blueprint … but if you want to, the Blueprint will help you find more money to do it.
That said, if you really don’t have the money to join, let alone invest, please don’t. Instead, borrow a copy of my book, and read the chapter on “How To Double Your Income”. I’ll be here when you’re ready.
Q: “I would be stretching really thin if I joined, but I trust you Scott. Should I join?”
A: No, please don’t join if you’re stretching thin. Read my book, read my weekly emails, read my blog posts. They’re all available online or at the library, and many Barefooters have built their wealth just by reading all my free stuff. The Blueprint can wait till you’re in a better spot!
Q: “You mention people with debt shouldn’t join. Does that mean people with a mortgage as well? Shouldn’t we put all our money to pay off our mortgage … or what is your take on this?”
A: As the little girl in the taco ad says, ‘why don’t we have both?’ Part of the Barefoot Steps that I lay out in my book is that once you’ve bought your home, you should ramp up your super to 15% of your pre-tax income (or $25,000, which is the pre-tax limit).
The Blueprint shows you how to then use your super to invest, and shows you what I’m investing my money in (so you can use it to make your own decisions).
Plus, one of our topics in Scott’s Inner Circle will be about paying off your mortgage faster!
Q: “I’m saving furiously for my first house. Other than these savings I don’t have a lot. Should I join the Blueprint?”
A: Honestly, I’d focus single-mindedly on buying your home if I were you. When the time’s right I’ll still be here!
Q: “Is the Blueprint worth it if I live outside of Australia?”
A: It’s true that we have a lot of members from all over the world. However, it’s also true that we focus on mostly Australian investments. How’s that for having a bet each way?!
Seriously, though, here’s what you need to know: We focus on mainly Australian investments. You can generally invest in Australian companies from most other countries, though this is one case where I’d recommend seeking local advice.
Overall, you’ll get the most benefit from the Blueprint if you live down under. But even if a product or an investment here and there are Australian-specific, many of the things you’ll learn are applicable anywhere to building wealth.
But honestly, why not just try it and find out for yourself? I offer you a 365-day, full money-back guarantee, so you can just join, check it out for a week (or a month, or a year), and then ask for your money back if you find it doesn’t work for you.
Q: “How can the Blueprint be tax deductible?”
A: In the words of my personal accountant, Kane:
“For most members, the Blueprint is probably tax deductible.
You’re entitled to a deduction for your share of the cost of investment magazines, books and investment seminars (including the Barefoot Blueprint) to the extent that you use it for an income producing purpose.
Basically if you have an existing investment portfolio of some type when signing up to the Blueprint, then as per various ATO releases and Private Rulings you likely have an entitlement to claim the deduction.”
Now this is obviously general advice, and it’s not specifically tailored to you. Neither I nor Kane can guarantee 100% that the Blueprint is tax deductible for you, and you should see an accountant if you’re not sure.
Q: “I have HECS debt. Can I join?”
A: Yes, HECS debt is different — it’s an inflation-indexed loan, meaning it’s the cheapest loan you’ll ever have. You can join if you have HECS debt.
Q: “I have credit card/personal debt. Can I join?”
A: No way Jose! I do not want you to join. You should be throwing the kitchen sink at your debt. Borrow a copy of my book instead, and work through the Barefoot Steps. I’ll be here when you’re done.
Q: “I thought the Blueprint was only for those who had dominoed their debts and bought their house before moving on to work with the Blueprint?”
A: Correct, you should have no debt. You don’t have to own your house to join the Blueprint, but if that’s one of your near-term goals (in the next few years), you should focus on that instead.
Q: “Is there an annual fee to stay a member?”
A: Yes, it’s a yearly fee, but we’ll always let you know before you renew so you can decide whether you got enough value out of it to stay on. Plus, your first year is risk-free — cancel any time and I’ll give you all your money back.
“But I Have Another Question!”
Look, even though I’ve put a bunch of questions in here, the fact is there’s always going to be something I can’t answer.
So if you’re still hesitant, here’s my honest advice: as long as it’s not going to put you into a pinch … just try it out!
A few years ago, I made the decision to boost our 30-day guarantee to a 365-day guarantee. That means you get not just a month … or two months … but a whole year to try the Blueprint and see if it’s right for you.
So if you have any question at all about the Blueprint … why not just join?
If you’re worried you’ll forget, just set a Siri reminder for a few weeks from now to see if the Blueprint has been worth it to you. I won’t judge you.
And if it hasn’t been worth it, you can either give it a bit more time (up to a whole year, so you can try everything) … or you can just decide it’s not right for you.
Send one email (or make one call) and I’ll get all your money back to you ASAP.
Here’s the link again to get started: