Money Management

Why are people stealing my book?

Every father wants to be a hero to his son. So, a few weeks back, I took my four-year-old to a bookstore to show him my bestseller. Only problem? I couldn’t find a single copy anywhere (not even in the bargain bin). “Your book. It isn’t here, is it Daddy?”...

Buying your first home

An Update on the First Home Saver Super Accounts

I’m a little ‘dusty’ as I write this. You see, as a card-carrying DIK (Dad I Know), I don’t get many leave passes from my wife … so when I got an invitation to an EOFY (End of Financial Year) finance shindig, I couldn’t pass it up. After all, the...

Buying your first home

How to get into your home 30% quicker

When I was a kid, all I wanted for my birthday was a pair of Air Jordans -- Mum and Dad got my hopes up. Then on the big day, they presented me with … a pair of Dunlop Volleys -- “They’re great sandshoes”, said Dad. “You know, Newk used to play in these. A phenomenal sportsman.”

Superannuation

The $31,203 Road Test

Are you looking for Australia’s biggest and best super fund? Well, that’s what we’re going to cover today. You see, the front page of the Australian Financial Review this week said that NAB is the new king of super, claiming the bragging rights of Australia’s biggest retail super fund. It’s...

Superannuation

The Ticking Time-Bomb in Your Super Fund

I’ve never told you this before. If you think you’re close to ‘kicking the bucket’ (well, 55 and over), you need to read this. And if you have someone in your life who’s in the bucket-kicking zone, you should share this column with them — because it will save them...

Retirement

The $20,000 Question

I got an email this week — actually, I got it last week, the week before that, and the week before that too. The poor bugger contacting me was about to retire, and he was completely terrified. And no, it’s not what you think. Let’s meet him. A, B, C...

Retirement

How To Earn $62,444 While Doing Sweet Stuff All

If you’re 55 or over, stop what you’re doing and read this. If you’re under 55, forward this on to your parents (and any other salt-and-peppered-haired loved ones). Please, make sure they read it — and act on it. Today I’m going to walk you through one of the last...

Financial Planners

Consider Yourself Warned…

Oh dear. It happens every now and again. A handwritten letter hits my desk. It’s written in beautiful cursive script -- a skill from a bygone era, like sewing, or customer service. “In good faith we invested our life savings with the advice of a Bendigo Bank financial advisor”, it begins. (And with a lead-in like this, I know the next line isn’t going to be: “and thanks to his independent advice, we’ve solidly outperformed the stock market”).

Financial Planners

So A Drunk Walked Up to Me in a Bar….

“You could be worth a fortune. We should be in business together,” a bloke with a big, bulbous nose and a sloping belt said to me. He looked like a red wine-soaked Rudolph the reindeer. Funny thing was I’d never met him before. He just bowled straight up and began...

Careers

Kicking Goals After Football

I’ve decided to look at two football veterans (from both grand final clubs) who have kicked major financial goals.