Bless Your Cotton Socks, Barefoot


Hi Scott,

God love your cotton-picking socks, Barefoot! With your help I have, in under two years, eliminated all my credit card, personal loan and car debt, and built up some Mojo as well. All that’s left is my mortgage of $106,000. Thank you!


Scott's Answer

Hi Caroline,

If you were standing in front of me, I’d give you a fist bump, homeboy style. Fact is, you’ve turned the corner financially. Now it’s time to put your retirement planning on autopilot: boost your pre-tax super contributions from the current 9.5 per cent to 15 per cent in an ultra-low-cost fund. Then set a date to be mortgage free. You rock!