Getting out of debt

Bankrupt but They’re Still Chasing Me!

Scott, I am a 36-year-old single woman, earning $65,000 as an admin officer, and I have recently declared bankruptcy. However, one loan could not be erased, as it is a secured loan, and my car (a Mitsubishi ASX worth $8,000) is attached to it. It is a loan for $17,000...

The Barefoot steps

The Kind Landlord

Hi Scott, I would like to tell you about one of our tenants. She was an excellent tenant for four years, but fell behind during the last year and was not able to claw her way back. So I gave her a copy of your book ‒ and in the...

Getting out of debt

Confessions of an Afterpay Junkie

Dear Barefoot, As someone who fell down the Afterpay rabbit hole and got stuck in a cycle for three years, I completely agree with what you are saying. I added up every single purchase I had made and found I had spent a disgusting $19,338.39 since April 2016! Seeing that...

Getting out of debt

My Aunty Has 15 Credit Cards

Hi Scott, My aunty has got herself into trouble with credit cards. She is not savvy with money and I really do not think she understood what she was doing. After a lifetime of work, she has $10 in her purse – and $211,000 in debt across 15 cards. She...

Getting out of debt

I Faced My Financial Fire

Dear Scott, On November 23rd last year, I finally came to my senses and left a violent relationship ‒ then began my ‘financial fire’. My ex-husband immediately did three things: clear out our bank accounts, redraw on our mortgage, and direct his salary solely to his account. At that time,...