Getting out of debt

And the Judge’s Gavel Fell

Scott, I have a court judgment against me for a $10,000 credit card debt, along with other credit card and personal loan debts that have accumulated to over $20,000. Over the last three years I have recovered from addiction and...

Banking

You’re a Shocker, Barefoot

Mr Pape, Your ‘shock/horror’ credit card piece in the Sunday Times was one of the most irresponsible financial articles I have read for some time. My wife and I (73 and 78 years old respectively) have been using credit cards...

Banking

Westpac Jackpot!

Dear Scott I just wanted to say thank you! I received a letter from Westpac today to say that in response to my ‘query’ they have cancelled my credit card repayment insurance and refunded $1,100 in premiums paid over the...

Getting out of debt

Would You Like a Credit Card With that?

Hi Scott, My 19-year-old daughter just started a job at David Jones. To my horror, one of her KPIs is to sell the David Jones credit card to customers. In fact staff are incentivised $75 for every customer they sign...

Getting out of debt

My Aunty Has 15 Credit Cards

Hi Scott, My aunty has got herself into trouble with credit cards. She is not savvy with money and I really do not think she understood what she was doing. After a lifetime of work, she has $10 in her...