Previous Q&As

Help! I’m 52 and Dead Broke

Hi Barefoot, I’m 52 with no assets except my old car, as well as $40k debt in loans and credit cards. I earn a good wage and have been working at the same company for 21 years. I was divorced...

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Only the Good Die Young

Hi Scott, I’m 23 and in my second year of working as a full-time registered nurse. I receive $65,000 gross a year and I salary-sacrifice up to the cap per year (approx $9,000) for rent and living expenses. My question...

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Won the Court Case – Got Hit with a $157,000 Lawyer’s Bill

Hi Scott, I built a house and was taken to court. I won the case but was left with the house repairs, bad debt and a $157k lawyer’s bill. This has put me $500k in debt (with $120k in a...

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Millionaires Factory?

Dear Barefoot, I’m a 63-year-old formerly self-employed married man. We have a home worth $590k with a $200k mortgage , and an investment property (a factory) worth $1.25m with an interest-only loan of $530k. It’s rented out at $78k p.a....

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You’re One of Us

I’m a single mum of a three-year-old daughter, and I feel financially worthless. I owe $14,500 on two credit cards, I receive a pension of $1122 a fortnight while I go to university, and I receive no child support (long...

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