Australian Financial Services License 302081
Date prepared: 15 April 2016 V1.1
This Financial Services Guide (FSG) is provided to you by Barefoot Blueprint Publishing Pty Ltd (“Barefoot Investor”) an authorised representative of Barefoot Investment Management Pty Ltd, holder of Australian Financial Services Licence No. 302081.
In this FSG we outline:
- Who we are
- Why this FSG is provided
- How you can contact us
- The financial services we are authorised to provide
- For what purposes we use your personal data
- How we get paid
- Details of our dispute resolution procedures
This FSG contains only general information about the services we offer. If you still have any questions after reading this FSG, please contact us.
You can contact us via post, phone or email. Our details are:
PO BOX 274 Romsey VIC 3434
Phone: (03) 9621 1687
Who are we?
The Barefoot Investor is a financial services business that broadcasts and publishes financial education via newsletters, emails, websites, television, radio, audio recordings, seminars and written reports.
We are an Australian business dedicated to providing financial solutions in the hope that we can help people take control of their financial lives.
Our publications include:
- The Barefoot Blueprint
The Blueprint is a subscription-based investment newsletter. Topics include, but are not limited to, economics, shares, property, superannuation, managed funds fixed interest and cash.
- Bonuses and Special Reports
A variety of research features and commentary on wealth-building strategies designed to complement the Barefoot Blueprint.
The way we do business at the Barefoot Investor
The Barefoot Investor holds an Australian Financial Services Licence (302081), however we have chosen not to offer personal, one-on-one, financial planning advice.
That means we do not sell investment products, and we do not receive any commissions, or payments of any kind for any of our recommendations. To be crystal clear, we do not have any arrangement with any financial institution, and we do not accept advertising or speaking fees from financial institutions.
We publish fiercely independent, straight-talking money advice…whether you’re 8 or 80.
General advice only – investment warning
All of our commentary, statements of opinion and recommendations in relation to financial products, whether in our publications or otherwise, contain only general advice, not personal financial product advice.
The advice provided by Barefoot Investor has been prepared without taking into account your objectives, financial situation or needs.
Before acting on our commentary, statements of opinion or recommendations you should consider their appropriateness to your specific investment objectives, financial situation and needs.
If you are uncertain as to what your objectives and needs are, you should contact a financial adviser who is licensed to provide you with personal financial product advice.
There may be a Product Disclosure Statement (“PDS”) or other offer document for the securities and financial products we write about. You should read a copy of the PDS or offer document before making any decision about whether to acquire the security or product.
We do not offer any service to you to buy or sell securities or invest in any managed fund. A list of stockbrokers who are licenced to deal in securities is available from the Australian Securities Exchange.
What financial services is Barefoot Investor authorised to provide?
Our AFSL authorises us to provide general financial product advice for retail and wholesale clients in relation to the following classes of financial products:
- Basic deposit products, debentures, stocks or bonds issued or proposed to be issued by a government;
- Life insurance products;
- Interests in managed investment schemes;
- Securities; and
For what purposes do we use your personal data?
Your privacy is important to us. We are committed to ensuring full compliance with the Privacy Act.
We keep your name, address and email details in our database for the purpose of providing the services you request. We may also keep your telephone and payment details if you provide them to us. We may also keep a record of any correspondence between you and us, including but not limited to, emails, telephone conversations and letters. At any time, you may change or remove your details by contacting us.
We do not disclose any non-public, personal information about our customers, former customers, or potential customers to a third party without your express permission. We may contact you from time to time with promotional and marketing material via phone, email and mail or contact you to ask your opinion about our services. If at any time you do not wish to receive marketing material from us, please contact us and we will remove you from the relevant distribution lists.
How does Barefoot Investor get paid?
The Barefoot Investor offers financial educational products. The prices for these products change over time but they are in the range of $35 to $397 each.
These products provide general financial product advice only, not personal financial product advice. The advice published by Barefoot Investor has been prepared without taking into account your objectives, financial situations or needs.
How are Barefoot Investor staff paid?
All employees of Barefoot Investor receive a salary. They may also receive performance-based bonuses. No employee is entitled to any other fees, commissions or benefits from Barefoot Investor or any other person in relation to the financial services provided.
Our staff trading policy
We are proud to publish one of Australia’s most trusted investment newsletters.
This comes with a great responsibility to our subscribers. Here’s how we fulfil it:
We impose restrictions on staff trading to avoid conflicts, and potential conflicts with the interests of our subscribers.
- All recommendations are made after trade has closed on the ASX.
- When we publish a stock recommendation, staff (including contractors) are not permitted to buy for a 10-day period (5 trading days prior to and 5 trading days after publication).
- When writing about a particular stock, the writer/analyst must disclose at the end of the article whether they hold beneficial ownership of the stock.
- All staff (including contractors) must seek written approval from the director before buying or selling any ASX listed stock, regardless of whether they have written about it or not.
These restrictions also apply to derivatives, such as options and futures, together with trading strategies such as short-selling.
Do we have any relationships or associations that you should be aware of?
The Barefoot Investor is fiercely independent.
We do not have ownership ties with any product provider. Our staff are required to comply with our staff trading policy, and any holdings in financial products are disclosed in each issue (access available to subscribers only) of the newsletter.
The Pape family are sole owners of Barefoot Investor and related companies.
What should I do if I have a complaint or dispute?
The Barefoot Investor takes complaints seriously, and we are committed to trying to resolve them as quickly as possible.
To assist you in any complaints or disputes, Barefoot Investor has:
- Established internal dispute resolution procedures
- Membership of an independent complaints resolution scheme – the Financial Ombudsman Service (“FOS”).
- Professional Indemnity Insurance covering representatives and employees. Note that this insurance will cover claims in relation to the conduct of employees who no longer work for us (but who did at the time of the relevant conduct)
If you wish to make a complaint about our services, in the first instance please contact our compliance officer at firstname.lastname@example.org or on (03) 9621 1687.
We will respond to your complaint promptly and seek to reach a satisfactory resolution directly with you.
If the outcome of this is not satisfactory to you, you may refer your complaint to the Financial Ombudsman Services Limited, of which the Barefoot Investor is a member (Member No 12279).
Their contact details are:
Financial Ombudsman Services Limited
GPO Box 3
Melbourne VIC 3001
Phone: 1300 780 808 (Toll Free, Australia Wide)
Fax: (03) 9613 6399
You may wish to contact the Australian Securities and Investments Commission (ASIC) to discuss your complaint and/or your concerns. You can contact ASIC on 1300 300 630 (Toll Free, Australia Wide).